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How Important Is Sneaker Care?

How Important Is Sneaker Care?

Sneaker care is extremely important.  While it always feels like the shoe salesman is trying to up-sell us with some type of protecting spray, there’s actually real value to buying these products and properly applying them.  You don’t have to buy the cheapest shoes for your eight year-old because you know he’ll destroy them, and you don’t have to constantly replace shoes because they become dirty and yellowed if you take some simply proactive steps....
10 months ago 2 min
How Do Tax Brackets Work?

How Do Tax Brackets Work?

The concept of marginal income tax brackets is often misunderstood.  We may hear someone say, I don’t want to make another dollar of income because it will push me into the next tax bracket, but what is the actual consequence of making that additional dollar of income? As of 2018, there were 7 income tax brackets for individuals and families (not companies or certain types of trusts) that ranged from rates of 0% all the...
10 months ago 6 min

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What Is An IRS Phishing Scam?

What Is An IRS Phishing Scam?

Criminals who use personal information to steal your identity, open credit cards in your name or access your bank accounts have discovered that they can get you to willingly provide them with everything they need.  All it takes is a little acting.  That tactic is called phishing and is typically carried out by email, phone, text or other digital means.  In many cases it’s obvious that the person isn’t who they claim to be because...
10 months ago 3 min
Are Yeezys Actually Good Shoes?

Are Yeezys Actually Good Shoes?

Putting aside the celebrity hype around shoes developed or designed in conjunction with a big name like Kanye West, are they actually worth the cost?  In the case of the Adidas Yeezy Boost 350, sneaker-head Todd Hitchcock says that yes, there’s actually more to these shoes than the connection to West.  From a comfort and fit standpoint, the shoe is well designed.  It limits foot fatigue and is incredibly wearable; worth the price even without...
10 months ago 1 min
What Is Premium Coffee?

What Is Premium Coffee?

You may have heard the term “premium coffee” used in advertising campaigns for some major restaurant chains.  What you might not know is that premium is actually a grade of coffee, and unlike premium gasoline, premium coffee is not the highest grade.  A commonly used system of classifying coffee beans was developed by the Specialty Coffee Association of America (SCAA) in order to help buyers and sellers understand the quality of the coffee being exchanged. ...
10 months ago 3 min
What’s The Best Perk Of Being A Mascot?

What’s The Best Perk Of Being A Mascot?

Even with access to all-star athletes, celebrities and the glamour of professional sports, the best perk of being a mascot is something beyond anything money can buy.  The game is over.  The event is wrapped-up.  They may have a 5 hour drive ahead of them.  They may be completely exhausted.  The only thing that really matters is that they made someone’s day better and brighter.  The best perk is the personal fulfillment that comes as...
10 months ago 2 min
Do I Owe Taxes If My Grandma Gives Me A Birthday Check?

Do I Owe Taxes If My Grandma Gives Me A Birthday Check?

Quick answer: No!  Monetary gifts are tax-free to the recipient.  It’s possible that the person giving the gift would have a reporting requirement for tax purposes, but when you get that $20 Christmas check from grandma, rest assured that it will have no impact on your annual tax bill. Ex5 Podcast Episode 6: Taxes Listen to the full podcast: Spotify | iTunes. In 2018, an individual could gift another individual up to $15,000 without any tax payments...
10 months ago 2 min
How Did Opioids Become So Prevalent?

How Did Opioids Become So Prevalent?

While the “Opioid Crisis” has drawn a lot of attention from both a healthcare and political perspective, a contributing factor to the prevalence of opioids may be related to how the medical field thinks about pain management.  Opiods are drugs typically prescribed for the relief of pain.  In the 1990’s, hospitals and doctors began to be graded heavily based on patient satisfaction scores.  A major contributor to that score was the level of patient pain. ...
10 months ago 2 min
What’s The Problem With Urgent Care?

What’s The Problem With Urgent Care?

Urgent care locations are opening up all over the country, and while they may increase accessibility to on-demand care, they also come at a cost.  Not only are they one of the most expensive forms of healthcare, but they may result in a lower quality of care. When you visit an urgent care, the doctor is only seeing you for a sliver of time.  They don’t have a background on your medical history.  They don’t...
10 months ago 3 min
How Does Hemp Help The Soil?

How Does Hemp Help The Soil?

While hemp has a number of industrial and consumer uses, it provides a unique ability to cleanse the soil on which it’s planted.  This process is called bioremediation or phytoremediation and has been utilized most famously at Chernobyl, site of the 1986 nuclear disaster that resulted in radioactive waste affecting parts of Russia, Ukraine and Belarus.  Planting hemp on the impacted area resulted in a reduction of radioactive elements in the soil.  In addition to...
10 months ago 3 min
Is Tylenol Dangerous?

Is Tylenol Dangerous?

If taken in excess of the recommended dosage, Tylenol can definitely have some very harmful side-effects.  When you overdose on standard, over-the-counter Tylenol, your liver becomes overwhelmed and is unable to process the Tylenol.  The liver’s job is to clean our blood and remove toxins, but just as it can be damaged by alcohol and other substances, Tylenol can have a similar impact.  Without the liver available to clean our blood, toxins begin to build...
10 months ago 2 min
Why Is Sleep So Important?

Why Is Sleep So Important?

A hundred years ago, we slept almost a full two hours longer on average than we do today.  The average American only gets 6 and a half hours of sleep each night, which is outside of the optimal 7-9 hour range for an adult between the ages of 26 and 64.  For every hour outside of the optimal sleep window, the risk of heart disease goes up five-fold, inflammation within our bodies increases and our...
10 months ago 2 min

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