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How Can We Fix Social Security?

How Can We Fix Social Security?

The availability of social security benefits to millennials in retirement has become both a point of concern in the United States and a topic for political debate.  Many worry that while the number of people claiming retirement benefits continues to grow and the fertility rate (the number of births per 1,000 women between 15 and 44 years old) decreases, the $2.89 trillion currently held in the social security trust funds will eventually run out.  That’s...
Do I Owe Taxes If My Grandma Gives Me A Birthday Check?

Do I Owe Taxes If My Grandma Gives Me A Birthday Check?

Quick answer: No!  Monetary gifts are tax-free to the recipient.  It’s possible that the person giving the gift would have a reporting requirement for tax purposes, but when you get that $20 Christmas check from grandma, rest assured that it will have no impact on your annual tax bill. Ex5 Podcast Episode 6: Taxes Listen to the full podcast: Spotify | iTunes. In 2018, an individual could gift another individual up to $15,000 without any tax payments...

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How Does Hemp Help The Soil?

How Does Hemp Help The Soil?

While hemp has a number of industrial and consumer uses, it provides a unique ability to cleanse the soil on which it’s planted.  This process is called bioremediation or phytoremediation and has been utilized most famously at Chernobyl, site of the 1986 nuclear disaster that resulted in radioactive waste affecting parts of Russia, Ukraine and Belarus.  Planting hemp on the impacted area resulted in a reduction of radioactive elements in the soil.  In addition to...
Is Espresso Coffee?

Is Espresso Coffee?

Yes, espresso is coffee.  It’s made from the same “beans” which are really the pits or seeds of cherries that develop on shrub-like coffea plants.  Because of the environmental conditions necessary for the coffea plant to grow, the majority of all coffee beans come from land near the equator bounded on the north by the Tropic of Cancer and the south by the Tropic of Capricorn.  This area has been referred to as the Coffee...

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